So why the hell is Skype so hard to understand? Not the least bit intuitive. Took me forever to figure out the little banana means unavailable. (And why a banana, anyway?) So I gather the orange icons with the little arrow and phone represent some kind of answering service? Or am I wrong? And why does it say "$1.30" up at the top!? Do I have a credit of $1.30? Do I owe them money or something???